Public Adjusters for Fire Damage Claims in Florida

Experiencing a fire in your home can be a devastating and traumatic event. Not only are you dealing with the physical damage caused by the fire, but you also have to navigate the complex process of filing an insurance claim. This is where Fraser Property & Adjusting comes in. As public adjusters specializing in fire damage claims in Florida, we are here to help homeowners like you get the maximum compensation you deserve. Read further to understand about hiring a public adjuster for fire damage claims, the benefits they provide, and why Fraser Property & Adjusting is the right choice for your claim. Don't let the stress and uncertainty of a fire damage claim overwhelm you - let us handle the process so you can focus on rebuilding and moving forward.

How Fraser Property & Adjusting Can Help You with Your Fire Damage Claim

Dealing with the aftermath of a fire can be incredibly overwhelming for homeowners. That’s where Fraser Property & Adjusting can step in to help. Our team of experienced fire damage claim adjusters is dedicated to assisting homeowners through the entire claims process. We understand the intricacies of insurance policies and will work tirelessly to ensure that you receive the maximum compensation for your fire damage. From thoroughly assessing the extent of the damage to negotiating with the insurance company on your behalf, we handle all aspects of your claim. Our goal is to alleviate the stress and burden on homeowners, allowing them to focus on rebuilding their lives. Trust Fraser Property & Adjusting to be your advocate and guide you through the fire damage claim process, ensuring a smooth and fair resolution.

Our Experience and Expertise in Handling Fire Claims

At Fraser Property & Adjusting, we have extensive experience and expertise in handling fire damage claims for homeowners. Our team of dedicated adjusters understands the complexities involved in assessing and documenting the full extent of fire-related losses. We work closely with homeowners to ensure that all damages, from structural to personal property, are thoroughly evaluated and accounted for in the claims process. With our in-depth knowledge of insurance policies and regulations, we are able to effectively negotiate with insurance companies on behalf of our clients to ensure they receive fair and timely settlements. We understand the emotional toll that a fire can take on homeowners, which is why we strive to provide compassionate and personalized service throughout the entire claims process. Trust Fraser Property & Adjusting to handle your fire damage claim with the utmost professionalism and care.

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Our Commitment to Customer Satisfaction and Fair Compensation

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house that has been damaged by a fire

At Fraser Property & Adjusting, our commitment is to provide homeowners with exceptional service and ensure fair compensation for fire damage claims. We understand the stress and devastation that comes with experiencing a fire in your home, and we are here to support you every step of the way. Our team of experienced fire damage claim adjusters will work diligently to assess the full extent of the damage and accurately evaluate the value of your losses. We will advocate on your behalf with the insurance company to ensure that you receive the compensation you deserve to rebuild and restore your home. Our priority is your satisfaction, and we will go above and beyond to provide personalized attention and guidance throughout the claims process. Trust Fraser Property & Adjusting handle your fire damage claim with integrity, expertise, and a commitment to getting you the best possible outcome.

Common Claim Types

We handle all types of insurance claims



We assist homeowners overwhelmed by the number of claims during hurricanes, such as wind Damage Claims or tornado damage claims. This ensures that you have someone dedicated to your needs.

The State of Florida is regularly exposed to hurricane incidents, so hurricane insurance is always necessary. With Fraser Public Adjusters, you can have the best team advocating for you, so you get paid exactly what you deserve.



Water claims are the most common kind of daily claim but can often get overlooked.

Many homeowners are unaware of their water and pipe damage coverage, and assume that storm damage or flood damage is minimal or not worth claiming. At Fraser Property and Public Adjusting, your public adjuster will assess the roof damage, review your policy, and let you know your damage claims. Why should you pay for the damage with out-of-pocket money when your insurance policy covers water issues?



Fire damage can be the most devastating of all damage, typically coming as a complete surprise and leaving the homeowner completely helpless; sometimes even homeless and without basic necessities like clothing.

The claim process and the Florida Laws and statutes typically provide you with all the coverage you need. While you piece your life together and build up emotional support for you and your family, we provide you with peace of mind.

You don’t have to take care of any dealing with your insurance company because we handle the whole process for the property damage.



Your home just got vandalized and you’re probably not in the mood to deal with your insurance company. Make sure to file a police report and contact Fraser Property and Adjusting right away. Your Public Adjuster will do all the work for you and take that additional stress off your back.


Following hurricanes, tornadoes, or other windstorms, the most vulnerable and consequential damage is those to the roof. The roof repair is typically the costliest and damages your sheathing, causes interior leaks on your ceiling and walls, and may damage flooring as well.

Insurance companies may try to minimize your damage or simply miss some of the damaged areas. Your Public Adjuster will work to include all of the rights you are entitled to so your roof is repaired fully and your home is protected.



Flood damage is common in Florida because our state is prone to hurricanes and heavy storms. Unfortunately, flood damage and flood claims have a unique process since they are typically not covered by your standard Homeowner’s Insurance Policy.

The rules and regulations are different but your public adjuster at Fraser Property and Adjusting will be there for you to determine when and how to file your claim, and how to appeal if necessary.



Do you know that mold builds up after only 24 to 48 hours of flood? Mold damage can be the worst health-related damage to a variety of claims, from flood damage to windstorms and water damage. Mold is a typical outcome in Florida following any of these, due to the heat and humidity.

Your public adjuster at Fraser Property and Adjusting will know just how to compensate you for your damage and bring your home back to a healthy environment.



As a business owner, your insurance policy covers more than just paying for the repairs of your building structure. It covers the loss of business income resulting from the damage created.

The process is more complex than your average homeowner’s claim, and you’ll need the expertise of a Public Adjuster who specializes in commercial claims. At Fraser Property and Adjusting, we have the Florida Public Adjusters you need.

Fraser Property and Adjusting - 13+ Years of Practicing

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What is a Public Adjuster and How Can They Help You with Fire Damage Claims?

Meyer D Fabian Public Adjuster
Meyer D Fabian Public Adjuster License #: W725358 Fraser Property & Adjusting

A public adjuster is a licensed professional who works on behalf of the policyholder to help navigate the complex process of filing and settling an insurance claim. Specifically, when it comes to fire damage claims, a public adjuster can be an invaluable resource for homeowners. They have a deep understanding of insurance policies and can accurately assess the extent of the fire damage, ensuring that all necessary repairs and replacements are included in the claim. Additionally, a public adjuster can negotiate with the insurance company on your behalf to maximize your settlement and ensure that you receive the full compensation you deserve. Their expertise and advocacy can provide homeowners with peace of mind during the stressful and overwhelming process of dealing with fire damage and insurance claims.

The Benefits of Hiring a Public Adjuster for a Fire Claim

Dealing with the aftermath of a fire can be an overwhelming and stressful experience for homeowners. In such situations, hiring a public adjuster can provide numerous benefits. First and foremost, a public adjuster works solely on behalf of the policyholder, ensuring that their interests are protected throughout the claims process. They have extensive knowledge of insurance policies and can help homeowners understand their coverage and rights. Additionally, a public adjuster will thoroughly assess the damage caused by the fire, ensuring that no detail is overlooked when preparing the claim. They will also handle all communication and negotiations with the insurance company, relieving homeowners of the burden and stress of dealing with complex paperwork and legalities. By hiring a public adjuster, homeowners can have peace of mind knowing that their fire claim is being handled professionally and efficiently, increasing the chances of receiving a fair and maximum settlement.

The Process of Working with a Public Adjuster for a Fire Claim

When dealing with a fire damage claim, it can be overwhelming for homeowners to navigate through the insurance process on their own. That’s where a public adjuster from Fraser Property & Adjusting can help. The first step in working with a public adjuster is to schedule a consultation. During this initial meeting, the adjuster will assess the extent of the fire damage and gather necessary information about the property. They will then review your insurance policy to understand the coverage and determine the best course of action.

Once engaged, the adjuster will handle all communication with the insurance company on your behalf, including filing the claim, negotiating for a fair settlement, and advocating for your rights. Throughout the process, the adjuster will keep you informed and updated on the progress of your claim. By working with a public adjuster, homeowners can have peace of mind knowing that they have a dedicated professional on their side to maximize their settlement and ensure a smooth and efficient claims process.

We Have Helped Our Clients Recover Millions of Dollars in Settlements

At Fraser Property & Adjusting, we pride ourselves on our ability to help homeowners recover millions of dollars in settlements for fire damage claims. Our team of experienced adjusters understands the complexities of navigating the insurance claims process. We work diligently to ensure that our clients receive the compensation they deserve. We have a proven track record of success, with numerous satisfied clients who have seen their claims resolved in their favor. When you choose Fraser Property & Adjusting, you can trust that you are in capable hands. We will fight tirelessly on your behalf. Don’t let the stress of a fire damage claim overwhelm you – let us handle the process and help you recover the financial support you need to rebuild and move forward.

How to Prepare for and Recover from a Fire

Experiencing a fire in your home can be a traumatic and devastating event. To help you prepare for and recover from a fire, here are some important steps to take:

1. Create a fire safety plan: Develop an escape plan with your family, including designated meeting points outside the home. Practice this plan regularly to ensure everyone knows what to do in case of a fire.

2. Install smoke detectors: Make sure your home is equipped with working smoke detectors on every level. Test them monthly and replace batteries as needed.

3. Keep fire extinguishers handy: Have fire extinguishers placed in easily accessible areas of your home, such as the kitchen and garage. Ensure everyone knows how to use them properly.

4. Document your belongings: Take inventory of your possessions and keep a record of valuable items, including photos or videos. Store this documentation in a safe place, such as a fireproof box or off-site.

5. Review insurance coverage: Regularly review your homeowner’s insurance policy to ensure it provides adequate coverage for fire damage. Consider additional coverage options if necessary.

In the event of a fire:

1. Ensure everyone’s safety: Evacuate the premises immediately and call emergency services. Definitely, do not re-enter the building until authorities declare it safe.

2. Next, notify your insurance company: Contact your insurance provider as soon as possible to report the fire and initiate the claims process.

3. Third, document the damage: Take photos or videos of the fire damage before any cleanup or repairs are done. This evidence will be useful during the claims process.

4. Fourth, work with a fire damage claim adjuster: Engage the services of a professional fire damage claim adjuster, like Fraser Property & Adjusting. We can assess the extent of the damage, negotiate with the insurance company, and help maximize your claim.

5. Fifth, begin the recovery process: Coordinate with contractors and restoration specialists to restore your home to its pre-fire condition. Keep detailed records of all expenses incurred during the recovery process for reimbursement purposes.

Remember, recovering from a fire takes time and patience. By following these steps and seeking professional assistance, you can navigate the process more effectively and regain a sense of normalcy in your home.

Tips for Protecting Your Property from Fire

Protecting your property from fire is crucial for every homeowner. Here are some tips to help minimize the risk:

1. Install smoke detectors: Make sure you have working smoke detectors on every level of your home, including inside bedrooms. Test them regularly and replace batteries as needed.

2. Maintain electrical systems: Faulty wiring is a common cause of house fires. Have a professional inspect your electrical systems regularly and address any issues promptly.

3. Keep flammable materials away: Store flammable materials such as gasoline, propane, and paints in a safe and well-ventilated area away from your home. Avoid storing them near heat sources or electrical appliances.

4. Practice safe cooking: Never leave cooking unattended, especially when using open flames or high heat. Keep flammable objects away from stovetops and oven burners.

5. Properly extinguish cigarettes: If you smoke, make sure to fully extinguish cigarette butts in designated ashtrays. Never toss them into plant pots or outdoor areas with dry foliage.

6. Maintain your chimney and fireplace: Have your chimney inspected and cleaned regularly to prevent the buildup of creosote, a highly flammable substance. Use a fire screen or glass door when using your fireplace to prevent sparks from escaping.

7. Create a fire escape plan: Develop a clear fire escape plan with your family and practice it regularly. Make sure everyone knows how to safely exit the house in case of a fire.

Remember, prevention is key when it comes to fire safety. In brief, following these tips, you can reduce the risk of fire and protect your property and loved ones.

Steps to Take After a Fire Occurs on Your Property

Experiencing a fire on your property can be a devastating and overwhelming event. After ensuring the safety of yourself and your loved ones, it’s important to take immediate action to begin the recovery process. Here are some key steps to take after a fire occurs:

1. Contact your insurance company: Notify your insurance company as soon as possible to start the claims process. Provide them with all the necessary details and documentation regarding the fire and the damage incurred.

2. Second, document the damages: Take photographs and make a detailed inventory of all the damaged items and areas of your property. This will help support your insurance claim and ensure that nothing is overlooked during the assessment.

3. Secure the property: If your property is no longer safe to enter, make sure to secure it to prevent further damage or potential theft. Board up windows, lock doors, and take any necessary precautions to protect your property.

4. Hire a fire damage claim adjuster: Consider hiring a professional fire damage claim adjuster, like Fraser Property & Adjusting. At Fraser, we can help navigate the complex insurance claims process and ensure you receive fair compensation for your losses.

5. Begin the cleanup and restoration: Once you have received approval from your insurance company, start the cleanup and restoration process. Work with reputable contractors and restoration specialists to repair and rebuild your property, ensuring it meets safety and building code requirements.

Remember, dealing with the aftermath of a fire can be emotionally and physically challenging. I seek support from friends, family, or professional counselors if needed. By following these steps and working with a trusted fire damage claim adjuster, you can start rebuilding your life and property after this traumatic event.

Common Mistakes to Avoid When Filing a Fire Claim

When filing a fire claim, it’s important to avoid common mistakes that can potentially hinder your insurance claim process. One such mistake is not documenting the damage thoroughly. Take photos and videos of the affected areas before cleaning up or making any repairs. This evidence will be crucial when negotiating with your insurance company. Another mistake is not reporting the claim promptly. It’s essential to notify your insurance company as soon as possible after the fire occurs. Delaying the claim may result in complications or even denial of coverage.

Additionally, homeowners frequently underestimate the value of their belongings. Make sure to create a detailed inventory of all damaged items and their estimated value. This will help ensure you receive proper compensation. Lastly, avoid accepting the first settlement offer without carefully reviewing and understanding the terms. Consult with a professional fire damage claim adjuster, like Fraser Property & Adjusting, who can provide expert guidance throughout the process. By avoiding these common mistakes, homeowners can increase their chances of a successful fire damage claim.

Based on 68 reviews
Jakelin Edmondson
Jakelin Edmondson
I am grateful to this company, highly recommended. Abraham thank you for everything you did for us, you are a blessing.
Elizabeth Samuels
Elizabeth Samuels
Parking was great.
Eli Bloom
Eli Bloom
Claudin Fils Aime
Claudin Fils Aime
Keertee Maharaj
Keertee Maharaj
I want to especially thank Abraham and his team for helping me with my claim. He went above and beyond to make this process as seamless as possible. The claim was settled and we received sufficient funds for our home repair. I strongly recommend Fraser Property & Adjusting Inc. Thanks again for all your help.
Eris Neal
Eris Neal
The quality of work Fraser property provides is excellent. They are very attentive and make sure every homeowner is satisfied. I had the pleaser of talking with David M, he is very personable, strategic and experienced . Meeting with him for a short while it was made known he wants the best for his clients.
Lady Elizabeth Amari- Brady
Lady Elizabeth Amari- Brady
Excellent customer service. People who are trustworthy. Very smart and professional people. I would recommend them 1,000 times over....*****five 🌟 ⭐ stars 🌟 ✨ 💛 💖
Herb Lecounte
Herb Lecounte
Lauretta Deas
Lauretta Deas

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Fraser Property & Adjusting Inc. is a leader in the Insurance Claims Industry and has satisfactorily recovered thousands of claims for Home and Business owners and HOAs. We strive to provide unparalleled service for our clients by addressing their needs.


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Phone: (305)-614-2851
Address: 16375 NE 18th Avenue
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Frequently Asked Questions About Fire Damage Claims

As homeowners, it’s important to be prepared for unexpected disasters such as fire damage. Here are some frequently asked questions about fire damage claims that can help you navigate the process:

What should I do immediately after a fire?

After ensuring your safety and the safety of your loved ones, contact your insurance company to report the fire. They will guide you through the next steps and provide you with the necessary forms and information.

How long do I have to file a fire damage claim?

It’s important to file your claim as soon as possible. Most insurance policies have a specific timeframe for filing claims, so be sure to check your policy and contact your insurance company promptly.

Will my insurance cover the cost of rebuilding my home?

Typically, homeowners’ insurance covers the cost of repairing or rebuilding your home after fire damage, up to your policy’s limit. However, it’s important to review your policy and understand the coverage details, including any deductibles or exclusions.

What should I do to document the fire damage?

Before starting any cleanup or repairs, take photos or videos of the damage as evidence for your insurance claim. Make a detailed list of damaged items and their estimated value to assist in the claims process.

Can I hire a fire damage claim adjuster?

Yes, you have the option to hire a public adjuster who specializes in fire damage claims. These professionals can help assess the damage, negotiate with your insurance company, and ensure you receive a fair settlement.

Remember, every insurance policy is different, so it’s crucial to review your specific coverage and consult with your insurance provider or a professional adjuster to fully understand your options and rights when dealing with a fire damage claim.

Put Fraser Property & Adjusting In Your Contacts Now!

damage caused by a hurricane

In conclusion, if you have experienced fire damage to your home in Florida, it is crucial to seek the assistance of a public adjuster. At Fraser Property & Adjusting, we specialize in fire damage claims and are here to guide you through the entire process. Our team of experienced professionals will work tirelessly to ensure that you receive the maximum compensation you deserve to rebuild and restore your home.

To learn more about our services and how we can help you with your fire damage claim, fill out the form on our website or call us. Don’t let the stress and uncertainty of navigating the insurance claim process alone. Please take action today and let us advocate for your rights as a homeowner.

Remember, time is of the essence when it comes to filing a fire damage claim, so don’t delay. Reach out to us, and let us take the burden off your shoulders. Your home and peace of mind are worth fighting for.

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