Public Adjusters for Mold Damage Claims in Florida

How Fraser Property & Adjusting Can Help You with Your Mold Damage Claim

mold in the corner of a room
Mold Damage Claim: Mold in the Corner of Room

Mold damage can be a nightmare for homeowners, causing not only structural issues but also pose serious health risks. When it comes to filing mold damage claims, navigating the insurance process can be overwhelming and time-consuming. That’s where Fraser Property & Adjusting comes in. As public adjusters specializing in mold damage claims in Florida, we are here to assist homeowners in getting the compensation they deserve. In this blog article, we will discuss the importance of hiring a public adjuster for mold damage claims and how Fraser Property & Adjusting can help homeowners through the entire claims process.

How Fraser Property & Adjusting Can Help You with Your Mold Damage Claim

If you’re a homeowner dealing with mold damage, Fraser Property & Adjusting is here to help you navigate the complex process of filing a mold damage claim. Our team of experienced adjusters understands the intricacies of insurance policies and can guide you through the entire claims process. We will assess the extent of the mold damage, document the necessary evidence, and negotiate with your insurance company on your behalf to ensure you receive the maximum compensation you deserve. We understand the stress and frustration that comes with dealing with mold damage, and our goal is to alleviate that burden by providing expert guidance and support every step of the way. Let Fraser Property & Adjusting handle your mold damage claim so you can focus on restoring your home and getting back to normal.

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Our Experience and Expertise in Handling Mold Claims

At Fraser Property & Adjusting, we have extensive experience and expertise in handling mold damage claims for homeowners. Mold can be a serious issue that can not only cause damage to your property but also pose health risks to you and your family. Our team of mold damage claim adjusters understands the complexities of these claims and can guide you through the entire process. We have a deep understanding of the insurance industry and can effectively negotiate with insurance companies on your behalf to ensure you receive the maximum compensation you are entitled to. Our experts will thoroughly assess the extent of the mold damage, document the necessary evidence, and provide a detailed estimate of the repair costs. We will also work closely with trusted mold remediation professionals to ensure that the mold is safely and effectively removed from your property. With our knowledge and dedication, you can trust Fraser Property & Adjusting to handle your mold damage claim with professionalism and efficiency.

Our Commitment to Customer Satisfaction and Fair Compensation

At Fraser Property & Adjusting, we understand the stress and frustration that comes with mold damage in your home. Our commitment to customer satisfaction and fair compensation sets us apart as mold damage claim adjusters. We prioritize your needs and work diligently to ensure you receive the compensation you deserve for the damage incurred. Our team of experienced professionals will guide you through the claims process, assessing the extent of the mold damage, documenting it thoroughly, and advocating for your rights with the insurance company. We believe in transparency and open communication, keeping you informed and getting involved every step of the way. Our goal is to alleviate your burden and provide you with the peace of mind you deserve during this challenging time. Trust Fraser Property & Adjusting to handle your mold damage claim with professionalism, efficiency, and a commitment to your satisfaction.

Common Claim Types

We handle all types of insurance claims

HURRICANE DAMAGE

HURRICANE DAMAGE

We assist homeowners overwhelmed by the number of claims during hurricanes, such as wind Damage Claims or tornado damage claims. This ensures that you have someone dedicated to your needs.

The State of Florida is regularly exposed to hurricane incidents, so hurricane insurance is always necessary. With Fraser Public Adjusters, you can have the best team advocating for you, so you get paid exactly what you deserve.

WATER DAMAGE

WATER DAMAGE

Water claims are the most common kind of daily claim but can often get overlooked.

Many homeowners are unaware of their water and pipe damage coverage, and assume that storm damage or flood damage is minimal or not worth claiming. At Fraser Property and Public Adjusting, your public adjuster will assess the roof damage, review your policy, and let you know your damage claims. Why should you pay for the damage with out-of-pocket money when your insurance policy covers water issues?

FIRE DAMAGE

FIRE DAMAGE

Fire damage can be the most devastating of all damage, typically coming as a complete surprise and leaving the homeowner completely helpless; sometimes even homeless and without basic necessities like clothing.

The claim process and the Florida Laws and statutes typically provide you with all the coverage you need. While you piece your life together and build up emotional support for you and your family, we provide you with peace of mind.

You don’t have to take care of any dealing with your insurance company because we handle the whole process for the property damage.

VANDALISM DAMAGE

VANDALISM DAMAGE

Your home just got vandalized and you’re probably not in the mood to deal with your insurance company. Make sure to file a police report and contact Fraser Property and Adjusting right away. Your Public Adjuster will do all the work for you and take that additional stress off your back.
ROOF LEAKS

ROOF LEAKS

Following hurricanes, tornadoes, or other windstorms, the most vulnerable and consequential damage is those to the roof. The roof repair is typically the costliest and damages your sheathing, causes interior leaks on your ceiling and walls, and may damage flooring as well.

Insurance companies may try to minimize your damage or simply miss some of the damaged areas. Your Public Adjuster will work to include all of the rights you are entitled to so your roof is repaired fully and your home is protected.

FLOOD DAMAGE

FLOOD DAMAGE

Flood damage is common in Florida because our state is prone to hurricanes and heavy storms. Unfortunately, flood damage and flood claims have a unique process since they are typically not covered by your standard Homeowner’s Insurance Policy.

The rules and regulations are different but your public adjuster at Fraser Property and Adjusting will be there for you to determine when and how to file your claim, and how to appeal if necessary.

MOLD DAMAGE

MOLD DAMAGE

Do you know that mold builds up after only 24 to 48 hours of flood? Mold damage can be the worst health-related damage to a variety of claims, from flood damage to windstorms and water damage. Mold is a typical outcome in Florida following any of these, due to the heat and humidity.

Your public adjuster at Fraser Property and Adjusting will know just how to compensate you for your damage and bring your home back to a healthy environment.

LOSS OF BUSINESS INCOME

LOSS OF BUSINESS INCOME

As a business owner, your insurance policy covers more than just paying for the repairs of your building structure. It covers the loss of business income resulting from the damage created.

The process is more complex than your average homeowner’s claim, and you’ll need the expertise of a Public Adjuster who specializes in commercial claims. At Fraser Property and Adjusting, we have the Florida Public Adjusters you need.

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What is a Public Adjuster and How Can They Help You with Mold Damage Claims?

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Rejoice Boney Public Adjuster License #: W067015 Fraser Property & Adjusting

A public adjuster is a licensed professional who works on behalf of homeowners to help navigate the complexities of insurance claims, specifically related to mold damage. Mold damage can be a serious issue for homeowners, leading to health problems and costly repairs. Public adjusters specialize in evaluating and documenting the extent of the mold damage, negotiating with insurance companies, and advocating for fair compensation for the homeowners. They have expert knowledge of insurance policies and can ensure that homeowners receive the maximum amount of coverage they are entitled to. Additionally, public adjusters can assist with the claims process, including gathering evidence, preparing documentation, and representing the homeowners in communication with the insurance company. If you are dealing with mold damage and struggling with your insurance claim, hiring a public adjuster like Fraser Property & Adjusting can help alleviate stress and ensure a fair resolution to your mold damage claim.

The Benefits of Hiring a Public Adjuster for a Mold Claim

When dealing with mold damage in your home, hiring a public adjuster can provide numerous benefits for homeowners. Firstly, a public adjuster is an expert in the insurance claims process and understands the complexities of mold damage claims. They can navigate through the paperwork and negotiations with your insurance company, ensuring that you receive the maximum compensation for your mold damage. Additionally, a public adjuster will assess the full extent of the mold damage and accurately document it, providing solid evidence for your claim. This can significantly increase your chances of a successful claim and fair settlement. Furthermore, a public adjuster will handle all the tedious tasks and communication with the insurance company, allowing you to focus on other important aspects of your life. With their expertise and advocacy, hiring a public adjuster can alleviate the stress and frustration associated with mold damage claims, ensuring a smoother and more favorable outcome for homeowners.

The Process of Working with a Public Adjuster for a Mold Claim

If you’re a homeowner dealing with mold damage and need to file a claim, working with a public adjuster can greatly simplify the process. Here’s an overview of how it works:

1. Initial consultation: The first step is to schedule an initial consultation with a public adjuster from Fraser Property & Adjusting. During this meeting, the adjuster will assess the extent of the mold damage and discuss your insurance policy coverage.

2. Documentation and evidence gathering: The adjuster will help you gather all necessary documentation and evidence to support your mold claim. This may include photographs, videos, invoices for repairs, and any other relevant information.

3. Insurance claim submission: Once all the necessary documentation is gathered, the public adjuster will prepare and submit your mold claim to your insurance company. They will ensure that all the required information is included, maximizing your chances of a successful claim.

4. Negotiation and settlement: The adjuster will handle all communication and negotiations with your insurance company on your behalf. They will work to maximize your settlement amount, ensuring that you receive fair compensation for the mold damage.

5. Restoration process: After your claim is approved, the adjuster will help you navigate the restoration process. They can provide recommendations for reputable mold remediation companies and oversee the progress to ensure that the repairs are done to a high standard.

Working with a public adjuster from Fraser Property & Adjusting can alleviate the stress and complexity of dealing with a mold damage claim. They will guide you through each step of the process, advocating for your rights as a homeowner and helping you achieve a fair and timely resolution.

We Have Helped Our Clients Recover Millions of Dollars in Settlements

At Fraser Property & Adjusting, our team of experienced mold damage claim adjusters has successfully helped numerous homeowners recover millions of dollars in settlements. We understand the challenges and frustrations that come with dealing with mold damage and the impact it can have on your property and health. With our extensive knowledge of insurance policies and the claims process, we work diligently to ensure that our clients receive the maximum compensation they deserve. From documenting the extent of the mold damage to negotiating with insurance companies, we handle every aspect of the claims process with professionalism and expertise. Our track record of successful settlements speaks for itself, and we are committed to providing our clients with the support and guidance they need during this stressful time. Trust Fraser Property & Adjusting to fight for your rights and help you recover the financial resources necessary to restore your home and move forward.

How to Prepare for And Recover from Mold Damage

Mold damage can be a frustrating and overwhelming problem for homeowners to deal with. To effectively prepare for and recover from mold damage, there are several steps you can take. First, it’s important to address any moisture issues in your home, as mold thrives in damp environments. Fix any leaks or water damage promptly and ensure proper ventilation in areas prone to moisture, such as bathrooms and basements. Regularly inspect your home for signs of mold, such as musty odors or visible growth, and take immediate action if you spot any. If you do experience mold damage, it’s crucial to hire a professional mold remediation company to safely and effectively remove the mold and prevent further spread. Additionally, document the damage by taking photos and keeping a record of any expenses related to the mold damage. This documentation will be valuable when filing a mold damage claim with your insurance company. By taking these proactive steps, you can better prepare for and recover from mold damage in your home.

Tips for Protecting Your Property from Mold

Discovering mold in your property can be a stressful experience, but taking immediate action is crucial to prevent further damage and ensure a successful mold damage claim. Here are the steps you should take after mold occurs on your property:

1. Document the mold: Take photos or videos of the affected areas to document the extent of the mold damage. This will provide evidence for your insurance claim.

2. Contact a professional: Hire a qualified mold remediation specialist to assess the mold growth and create a remediation plan. They will have the necessary expertise and equipment to safely remove the mold and prevent its recurrence.

3. Notify your insurance company: Contact your insurance provider as soon as possible to report the mold damage and initiate the claims process. Provide them with all the relevant information and documentation you have gathered.

4. Keep records: Maintain a detailed record of all communication with your insurance company, including phone calls, emails, and any paperwork exchanged. This will help you stay organized and ensure that important information is properly documented.

5. Follow remediation guidelines: Work closely with the mold remediation specialist to ensure that proper cleanup and restoration procedures are followed. This will help eliminate the mold and prevent any health risks associated with its presence.

Remember, dealing with mold damage can be complex, and it’s important to seek professional guidance and support throughout the process. Fraser Property & Adjusting is here to assist you in navigating the mold damage claim process and ensuring that you receive the compensation you deserve.

Steps to Take After Mold Occurs on Your Property

Discovering mold on your property can be alarming, but it’s important to take immediate action to prevent further damage. Here are the steps you should take after mold occurs:

1. Assess the extent of the mold: Determine the size and location of the affected area. Is it a small patch or a larger infestation?

2. Identify the source: Find the root cause of the mold growth, such as a water leak or excessive humidity. Fixing the source is crucial to prevent future mold problems.

3. Protect yourself: Wear protective gear, including gloves, goggles, and a mask, to avoid inhaling mold spores or coming into direct contact with them.

4. Contain the area: Close off the room or area with mold to prevent spores from spreading to other parts of the property. Use plastic sheets or tape to seal off openings.

5. Remove affected materials: If the mold has affected porous materials like carpets, drywall, or insulation, it may be necessary to remove and replace them. Non-porous surfaces can be cleaned with a mixture of water and detergent.

6. Dry the area: Mold thrives in damp environments, so it’s essential to dry the affected area thoroughly. Use fans, dehumidifiers, or open windows to increase airflow and reduce moisture.

7. Document the damage: Take photos or videos of the mold growth and any affected belongings. This documentation will be useful when filing a mold damage claim with your insurance company.

Remember, dealing with mold can be complex, and it’s advisable to seek professional help from experienced mold damage claim adjusters like Fraser Property & Adjusting. They can guide you through the process, assess the damage, and help you navigate the insurance claims process to ensure a fair settlement.

Common Mistakes to Avoid When Filing a Mold Claim

When it comes to filing a mold damage claim, homeowners need to be aware of common mistakes that can jeopardize their chances of receiving a fair settlement. One common mistake is failing to document the extent of the mold damage thoroughly. It is crucial to take detailed photographs and videos of the affected areas before any cleanup or repairs are done. Another mistake is not promptly reporting the mold issue to the insurance company. Delaying the notification can give the insurance company grounds to deny the claim. Additionally, homeowners should avoid attempting to clean up the mold themselves without professional assistance. This can potentially worsen the damage and make it difficult to prove the extent of the mold problem. Lastly, homeowners should refrain from accepting the insurance company’s initial settlement offer without consulting a mold damage claim adjuster. These professionals specialize in negotiating fair settlements and can help homeowners maximize their claims. By avoiding these common mistakes, homeowners can increase their chances of a successful mold damage claim.

Hurricane Check
Excellent
Based on 68 reviews
Jakelin Edmondson
Jakelin Edmondson
2023-10-24
I am grateful to this company, highly recommended. Abraham thank you for everything you did for us, you are a blessing.
Elizabeth Samuels
Elizabeth Samuels
2023-07-13
Parking was great.
Eli Bloom
Eli Bloom
2023-04-05
Claudin Fils Aime
Claudin Fils Aime
2023-01-02
Keertee Maharaj
Keertee Maharaj
2022-11-08
I want to especially thank Abraham and his team for helping me with my claim. He went above and beyond to make this process as seamless as possible. The claim was settled and we received sufficient funds for our home repair. I strongly recommend Fraser Property & Adjusting Inc. Thanks again for all your help.
Eris Neal
Eris Neal
2022-03-25
The quality of work Fraser property provides is excellent. They are very attentive and make sure every homeowner is satisfied. I had the pleaser of talking with David M, he is very personable, strategic and experienced . Meeting with him for a short while it was made known he wants the best for his clients.
Lady Elizabeth Amari- Brady
Lady Elizabeth Amari- Brady
2021-08-06
Excellent customer service. People who are trustworthy. Very smart and professional people. I would recommend them 1,000 times over....*****five 🌟 ⭐ stars 🌟 ✨ 💛 💖
Herb Lecounte
Herb Lecounte
2021-01-19
Lauretta Deas
Lauretta Deas
2020-08-13

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Fraser Property & Adjusting Inc. is a leader in the Insurance Claims Industry and has satisfactorily recovered thousands of claims for Home and Business owners and HOAs. We strive to provide unparalleled service for our clients by addressing their needs.

EXPERT PUBLIC ADJUSTERS IN IN FLORIDA

The types of damage to property that can occur during a hurricane in Florida varies. Most commonly, flying debris can break windows, walls and roofs and water infiltrating into a property. Moreover, wind can penetrate a home, and in turn, generate pressure that causes the roof to rip off. It is this scale and severity of hurricane damage that makes people glad they’re insured.

Being insured for hurricane damage is only a partial aspect of the recovery process when dealing with large scale natural disasters. Recovery begins when you file a hurricane damage claim.

The first step to getting you paid the maximum amount for your claim is to contact us at 305-614-2851 and we will personally handle your claim in any Florida county.

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Phone: (305)-614-2851
Address: 16375 NE 18th Avenue
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North Miami Beach,
FL 33162
Email: fraserproperty@gmail.com

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Mold Damage Claims FAQs

As mold damage claim adjusters, we understand that homeowners may have many questions about the process. Here are some frequently asked questions and their answers:

What causes mold damage in homes?

Mold damage is typically caused by excessive moisture or water intrusion in a property. This can be due to leaks, floods, high humidity levels, or inadequate ventilation.

How do I know if I have mold damage?

Common signs of mold damage include a musty odor, visible mold growth on surfaces, water stains, or the presence of respiratory symptoms such as coughing or wheezing. If you suspect mold damage in your home, it’s best to consult with a professional mold inspector.

Will my insurance cover mold damage?

Insurance coverage for mold damage varies depending on your policy and the circumstances surrounding the mold growth. Some policies may cover mold damage caused by a covered peril, such as a burst pipe, while others may exclude mold damage altogether. It’s important to review your insurance policy and consult with a mold damage claim adjuster to understand your coverage.

What should I do if I discover mold damage in my home?

If you discover mold damage, take immediate action to address the source of moisture and prevent further growth. Document the damage by taking photos or videos and contact your insurance company to initiate a claim. It’s also advisable to seek professional help from a mold remediation company to safely and effectively remove the mold.

How can a mold damage claim adjuster help me?

A mold damage claim adjuster can assist you throughout the claims process. They will assess the extent of the damage, document the loss, negotiate with the insurance company on your behalf, and ensure you receive a fair settlement for your mold damage claim.

Remember, every mold damage claim is unique, and it’s essential to consult with a professional mold damage claim adjuster to address your specific situation.

Put Fraser Property & Adjusting In Your Contacts Now!

damage caused by a hurricane

In conclusion, if you are a homeowner in Florida dealing with mold damage, it is crucial to have the support of a trusted and experienced public adjuster. At Fraser Property & Adjusting, we specialize in mold damage claims and are here to help you navigate the complex insurance process.

Our team of expert adjusters will assess the extent of the damage, document the necessary evidence, and negotiate with your insurance company to ensure you receive the maximum settlement you are entitled to. We understand the stress and frustration that can come with mold damage, and we are committed to providing you with the support and guidance you need.

To learn more about our services and how we can assist you with your mold damage claim, fill out the form above from our website or contact us directly 305-614-2851. Don’t let mold damage disrupt your life any longer – let Fraser Property & Adjusting fight for your rights and help you get the compensation you deserve.

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