Public Adjusters for Water Damage Claims in Florida

How Fraser Property & Adjusting Can Help You with Your Water Damage Claim

Water DamageExperiencing water damage in your home is unpleasant and stressful. Not only are you dealing with the physical damage caused by the water, but you also have to navigate the complex process of filing an insurance claim. This is where Fraser Property & Adjusting comes in. As public adjusters specializing in water damage claims in Florida, we are here to help homeowners like you get the maximum compensation you deserve.

How Fraser Property & Adjusting Can Help You with Your Water Damage Claim

When faced with the stressful situation of water damage in your home, Fraser Property & Adjusting is here to help you navigate the complex process of filing a water damage claim. Our team of experienced water damage claim adjusters understands the challenges homeowners face when dealing with insurance companies. We will work closely with you to assess the extent of the damage, document all necessary evidence, and negotiate with your insurance company to ensure you receive a fair and timely settlement. Our expertise in the field allows us to handle all types of water damage claims, including burst pipes, roof leaks, and flooding. With Fraser Property & Adjusting on your side, you can have peace of mind knowing that your claim is in capable hands, and you can focus on restoring your home to its pre-damage condition.

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Our Experience and Expertise in Handling Water Damage Claims

At Fraser Property & Adjusting, we have extensive experience and expertise in handling water damage claims for homeowners. Water damage can be a devastating and stressful event, and our team is here to help alleviate the burden and ensure a smooth claims process. We understand the complexities involved in assessing and documenting water damage, from identifying the source of the water to evaluating the extent of the damage and the necessary repairs. Our adjusters have a deep understanding of insurance policies and can effectively negotiate with insurance companies on your behalf. We will work diligently to ensure that you receive a fair and timely settlement for your water damage claim, allowing you to focus on restoring your home and moving forward. Trust Fraser Property & Adjusting to handle your water damage claim with professionalism, expertise, and compassion.

Our Commitment to Customer Satisfaction and Fair Compensation

room that has been damaged by water
Water Claim: Room Damaged by Water

At Fraser Property & Adjusting, we understand the stress and frustration that comes with water damage to your home. Our commitment to customer satisfaction and fair compensation is at the forefront of our services. We strive to provide homeowners with comprehensive support and guidance throughout the entire claims process. Our team of experienced water damage claim adjusters works diligently to assess the extent of the damage, negotiate with insurance companies, and ensure that you receive the compensation you deserve. We believe in transparency and open communication, keeping you informed every step of the way. Your satisfaction is our top priority, and we are dedicated to helping you restore your home and peace of mind. Trust Fraser Property & Adjusting to handle your water damage claim with professionalism, expertise, and a commitment to fair and just compensation.

Common Claim Types

We handle all types of insurance claims



We assist homeowners overwhelmed by the number of claims during hurricanes, such as wind Damage Claims or tornado damage claims. This ensures that you have someone dedicated to your needs.

The State of Florida is regularly exposed to hurricane incidents, so hurricane insurance is always necessary. With Fraser Public Adjusters, you can have the best team advocating for you, so you get paid exactly what you deserve.



Water claims are the most common kind of daily claim but can often get overlooked.

Many homeowners are unaware of their water and pipe damage coverage, and assume that storm damage or flood damage is minimal or not worth claiming. At Fraser Property and Public Adjusting, your public adjuster will assess the roof damage, review your policy, and let you know your damage claims. Why should you pay for the damage with out-of-pocket money when your insurance policy covers water issues?



Fire damage can be the most devastating of all damage, typically coming as a complete surprise and leaving the homeowner completely helpless; sometimes even homeless and without basic necessities like clothing.

The claim process and the Florida Laws and statutes typically provide you with all the coverage you need. While you piece your life together and build up emotional support for you and your family, we provide you with peace of mind.

You don’t have to take care of any dealing with your insurance company because we handle the whole process for the property damage.



Your home just got vandalized and you’re probably not in the mood to deal with your insurance company. Make sure to file a police report and contact Fraser Property and Adjusting right away. Your Public Adjuster will do all the work for you and take that additional stress off your back.


Following hurricanes, tornadoes, or other windstorms, the most vulnerable and consequential damage is those to the roof. The roof repair is typically the costliest and damages your sheathing, causes interior leaks on your ceiling and walls, and may damage flooring as well.

Insurance companies may try to minimize your damage or simply miss some of the damaged areas. Your Public Adjuster will work to include all of the rights you are entitled to so your roof is repaired fully and your home is protected.



Flood damage is common in Florida because our state is prone to hurricanes and heavy storms. Unfortunately, flood damage and flood claims have a unique process since they are typically not covered by your standard Homeowner’s Insurance Policy.

The rules and regulations are different but your public adjuster at Fraser Property and Adjusting will be there for you to determine when and how to file your claim, and how to appeal if necessary.



Do you know that mold builds up after only 24 to 48 hours of flood? Mold damage can be the worst health-related damage to a variety of claims, from flood damage to windstorms and water damage. Mold is a typical outcome in Florida following any of these, due to the heat and humidity.

Your public adjuster at Fraser Property and Adjusting will know just how to compensate you for your damage and bring your home back to a healthy environment.



As a business owner, your insurance policy covers more than just paying for the repairs of your building structure. It covers the loss of business income resulting from the damage created.

The process is more complex than your average homeowner’s claim, and you’ll need the expertise of a Public Adjuster who specializes in commercial claims. At Fraser Property and Adjusting, we have the Florida Public Adjusters you need.

Fraser Property and Adjusting - 13+ Years of Practicing

Reviewing Your Policy

Estimating Your Damages

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What is a Public Adjuster and How Can They Help You with Water Damage Claims?

David Otero Public Adjuster
David Otero Public Adjuster License #:W605057 Fraser Property & Adjusting

A public adjuster is a licensed professional who can help homeowners navigate the complex process of filing and negotiating water damage insurance claims. They work on behalf of the policyholder, not the insurance company, to ensure that homeowners receive fair and adequate compensation for their losses. Public adjusters have in-depth knowledge of insurance policies and can accurately assess the extent of the damage, estimate the cost of repairs, and negotiate with the insurance company to maximize the claim payout. They can also provide guidance and support throughout the entire claims process, helping homeowners understand their rights and obligations. By hiring a public adjuster like Fraser Property & Adjusting, homeowners can level the playing field and ensure that their water damage claims are handled professionally and efficiently.

The Benefits of Hiring a Public Adjuster for a Water Damage Claim

Dealing with a water damage claim can be overwhelming for homeowners. That’s where hiring a public adjuster can make a significant difference. Public adjusters, like Fraser Property & Adjusting, specialize in advocating for homeowners during the insurance claims process. One of the main benefits of hiring a public adjuster for a water damage claim is their expertise and experience in navigating the complexities of insurance policies. They understand the language and intricacies of insurance contracts, ensuring that homeowners receive the maximum coverage they are entitled to. Additionally, public adjusters handle all the documentation and paperwork, saving homeowners time and reducing stress. They also conduct a thorough assessment of the damage, including hidden or long-term effects, to ensure a fair settlement. By hiring a public adjuster, homeowners can have peace of mind knowing that their water damage claim is in capable hands and they can focus on rebuilding and recovering from the incident.

The Process of Working with a Public Adjuster for a Water Damage Claim

When dealing with a water damage claim, working with a public adjuster can greatly simplify and streamline the process. The first step is to contact a reputable public adjusting company, such as Fraser Property & Adjusting, which specializes in water damage claims. Once engaged, the public adjuster will conduct a thorough inspection of the property to assess the extent of the damage and determine the value of the claim. They will then work closely with the homeowner to gather all necessary documentation, including photographs, receipts, and any other evidence of the damage incurred. The public adjuster will then handle all communication and negotiations with the insurance company on behalf of the homeowner, ensuring that their rights and best interests are protected throughout the process. This includes advocating for a fair and equitable settlement, and if necessary, pursuing legal action on behalf of the homeowner. By working with a public adjuster, homeowners can navigate the often complex and overwhelming process of a water damage claim with confidence and peace of mind, knowing that their claim is being handled by experienced professionals.

We Have Helped Our Clients Recover Millions of Dollars in Settlements

At Fraser Property & Adjusting, we take great pride in our ability to help homeowners recover millions of dollars in settlements for water damage claims. Our team of experienced adjusters understands the complexities of the insurance claims process and is dedicated to advocating on behalf of our clients. We work diligently to ensure that our clients receive the maximum compensation they deserve for their water damage losses. Whether it’s a burst pipe, roof leak, or flooding, our expertise allows us to navigate the intricacies of insurance policies and negotiate with insurance companies to achieve favorable outcomes. With our proven track record of success, homeowners can trust Fraser Property & Adjusting to handle their water damage claims with professionalism and expertise.

How to Prepare for And Recover from Water Damage

Water damage is a common issue that many homeowners face, but being prepared and knowing how to recover from it can make a significant difference. Firstly, it is important to take preventative measures to minimize the risk of water damage. Regularly inspect your home for any leaks or cracks in the foundation, roof, or plumbing. Install proper drainage systems and ensure that gutters and downspouts are clear of debris. In the event of water damage, it is crucial to act quickly. Shut off the water source if possible and remove any standing water to prevent further damage. Contact a professional water damage restoration company to assess the situation and begin the drying and restoration process. Take photos and document the damage for insurance purposes. Keep records of any expenses related to the water damage and communicate with your insurance company to file a claim promptly. It is essential to have proper documentation and evidence to support your claim. By being prepared and taking immediate action, you can effectively recover from water damage and get your home back to its pre-damaged condition.

Tips for Protecting Your Property from Water Damage

Water damage can be a nightmare for homeowners, but there are steps you can take to protect your property. Firstly, make sure your gutters and downspouts are clean and free from debris to ensure proper water drainage. Regularly inspect your roof for any leaks or damage and repair them promptly. Install a sump pump in your basement to prevent flooding during heavy rains. It’s also essential to check and maintain the seals around windows and doors to prevent water from seeping in. Consider installing water sensors and alarms in vulnerable areas such as basements and bathrooms to alert you of any leaks or water damage. Finally, know the location of your main water shut-off valve and how to use it in case of emergencies. By following these tips, you can significantly reduce the risk of water damage to your property and ensure peace of mind as a homeowner.

Steps to Take After Water Damage Occurs on Your Property

Experiencing water damage in your home can be a stressful and overwhelming situation. However, it’s important to take immediate action to minimize further damage and begin the restoration process. Here are some essential steps to take after water damage occurs on your property:

1. Ensure Safety: Before entering any flooded areas, make sure the electricity and gas supply to the affected area is turned off. This will reduce the risk of electrical shock or gas leaks.

2. Document the Damage: Take photos or videos of the affected areas and any damaged belongings. This documentation will be valuable when filing an insurance claim.

3. Mitigate Further Damage: If it’s safe to do so, try to stop the source of water or temporarily repair any leaks. Move furniture and belongings out of the affected area to prevent further damage.

4. Contact a Water Damage Restoration Professional: It’s crucial to engage the services of a reputable water damage restoration company. They have the expertise and specialized equipment to properly assess the damage, extract water, dry the area, and restore your property.

5. Notify Your Insurance Company: Contact your insurance company as soon as possible to report the water damage. Provide them with all relevant information and documentation to initiate the claims process.

6. Work with a Public Adjuster: Consider hiring a water damage claim adjuster, such as Fraser Property & Adjusting, to advocate for your rights and ensure you receive a fair settlement from your insurance company.

Remember, time is of the essence when dealing with water damage. Taking these steps promptly can help minimize the impact on your property and expedite the recovery process.

Common Mistakes to Avoid When Filing a Water Damage Claim

When filing a water damage claim, it’s important to avoid common mistakes that can potentially jeopardize your chances of receiving proper compensation. One common mistake is delaying the claim filing process. It’s crucial to report the damage as soon as possible to your insurance company to initiate the claims process promptly. Another mistake to avoid is not documenting the damage thoroughly. Take photos and videos of the affected areas and make a detailed list of damaged items. This documentation will serve as evidence during the claims process. Additionally, be cautious of accepting the initial settlement offer without thoroughly reviewing it. It’s recommended to consult with a professional water damage claim adjuster, like Fraser Property & Adjusting, who can review the offer and negotiate on your behalf to ensure you receive a fair settlement. Lastly, failing to understand your insurance policy can lead to mistakes. Review your policy carefully to understand the coverage and exclusions related to water damage. By avoiding these common mistakes, you can navigate the claims process more effectively and increase your chances of a successful water damage claim.

Based on 68 reviews
Jakelin Edmondson
Jakelin Edmondson
I am grateful to this company, highly recommended. Abraham thank you for everything you did for us, you are a blessing.
Elizabeth Samuels
Elizabeth Samuels
Parking was great.
Eli Bloom
Eli Bloom
Claudin Fils Aime
Claudin Fils Aime
Keertee Maharaj
Keertee Maharaj
I want to especially thank Abraham and his team for helping me with my claim. He went above and beyond to make this process as seamless as possible. The claim was settled and we received sufficient funds for our home repair. I strongly recommend Fraser Property & Adjusting Inc. Thanks again for all your help.
Eris Neal
Eris Neal
The quality of work Fraser property provides is excellent. They are very attentive and make sure every homeowner is satisfied. I had the pleaser of talking with David M, he is very personable, strategic and experienced . Meeting with him for a short while it was made known he wants the best for his clients.
Lady Elizabeth Amari- Brady
Lady Elizabeth Amari- Brady
Excellent customer service. People who are trustworthy. Very smart and professional people. I would recommend them 1,000 times over....*****five 🌟 ⭐ stars 🌟 ✨ 💛 💖
Herb Lecounte
Herb Lecounte
Lauretta Deas
Lauretta Deas

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Fraser Property & Adjusting Inc. is a leader in the Insurance Claims Industry and has satisfactorily recovered thousands of claims for Home and Business owners and HOAs. We strive to provide unparalleled service for our clients by addressing their needs.


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Phone: (305)-614-2851
Address: 16375 NE 18th Avenue
Suite #201,
North Miami Beach,
FL 33162

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Before the water extraction company arrives, quickly identify the source of the water and if you can stop it. Your insurance agreement states that you have a duty to mitigate damages and to not let them get worse. You can do so before the insurance company even contacted. We will review your policy and advise on how much you can do before the claim is initiated.

After the water has been stopped, and your property has been dried out, then the extent of the damage can be assessed. In many cases, treatment for mold will occur in areas of the property that were impacted by water damage. When water soaks and penetrates walls, floors, and furniture, mold typically occurs. This will likely happen regardless of how the water enters your property. Generally, the company that dried out your property will also handle the removal or prevention of the development of mold.

The first step to getting you paid the maximum amount for your claim is to contact us at 305-945-4030 and we will personally handle your claim in any Florida county.

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