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FRASER PROPERTY & ADJUSTING ADJUSTERS

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MEET SOME OF THE MEMBERS

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OUR LICENSED PROPERTY
& CLAIM ADJUSTERS

Fraser Property and Adjusting Koot

ABRAHAM KOOT

FL License Public Adjuster License# P186298 abrahamk@fraseradjusters.com

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Fraser Property and Adjusting, David Benkamoun.

DAVID BENKEMOUN

FL License Public Adjuster License# W272145 david@fraseradjusters.com

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Fraser Property and Adjusting Rejoice PA

REJOICE BONEY

FL License Public Adjuster License# W067015 rejoice@fraseradjusters.com

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KENRICK MCINTOSH

FL License Public Adjuster License# W313120

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ZACHARY SCHENKER

FL License Public Adjuster License# W598171

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Fraser Property and Adjusting Josh PA

JOSHUA MCINTOSH

FL License Public Adjuster License# W622753

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Charlie (2)

Carlos "Charlie" Mesia

FL License Public Adjuster License#W194975 charlie@fraseradjusters.com

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STAFF

Miami

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SHARON MCINTOSH

Sr Claims Manager EXT:203 (305)-816-6869 sharon@fraseradjusters.com

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David-Navarro

David Navarro

Executive Assistant EXT:202 (305)-945-7370 dnavarro@fraseradjusters.com

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Delia-Ramirez

Delia "Betty" Ramirez

Claims Manager EXT:209 (786)-320-6140 delia@fraseradjusters.com

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Diana-Guido

Diana Guido

Claims Manager EXT:205 (305)-760-2596 dguido@fraseradjusters.com

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Debora-Blaise

Debora Blaise

Administrative Assistant EXT:200 (305)-945-4030 debora@fraseradjusters.com

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Pensacola

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DAVID OTERO

FL License Public Adjuster License#W605057 dotero@fraseradjusters.com

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JENNA RHYNE

FL License Public Adjuster License#W759863 jrhyne@fraseradjusters.com

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DAVID MESSERI

FL License Public Adjuster License#W602412 dmesseri@fraseradjusters.com

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LINDSEY BURKE

FL License Public Adjuster License#W667324 lburke@fraseradjusters.com

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23 (1)

BROCK MAGARO

FL Licensed Public Adjuster License#W726851 bmagaro@fraseradjusters.com

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11 (2)

MEYER FABIAN

FL License Public Adjuster License#W725358 mfabian@fraseradjusters.com

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tim

Timothy "Tim" Burke

FL License Public Adjuster License#W853763 tburke@fraseradjusters.com

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Logan-Lee

Logan Lee

Claims Manager EXT:305 (850)-332-5380 logan@fraseradjusters.com

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Amanda-Watson

Amanda Watson

Claims Manager EXT:301 (850)-542-7637 awatson@fraseradjusters.com

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Arieana-Staples

Arieana Staples

Sr. Claims Manager EXT:302 (850)-542-7644 astaples@fraseradjusters.com

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Ashley-Fox

Ashley Fox

Office Manager EXT:303 (850)-542-7674 afox@fraseradjusters.com

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Miami:

(305)-945-4030
(305)-945-4060
fraserproperty@gmail.com
16375 NE 18th Avenue
Suite #201, North Miami Beach,
FL 33162

Pensacola:

(850)-542-7654
(850)-542-7655
fraserproperty@gmail.com
3105 W Michigan Ave. Pensacola, FL 32526

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fraserpropertyadjusting

The insurance situation is Florida is now being ca

The insurance situation is Florida is now being called a “crisis”😩 Even if you’ve started your claim on your own and feel like you’re getting nowhere. 😩 Even if you’ve already gotten an offer from your company. 😩 Even if you’ve already accepted the payout and found yourself far short of money you need for the repairs. ✅ You still have rights. We advocate for you. Fraser Property & Adjusting: 📞305-614-2851. ...#claimsadjuster #propertyadjusters #settlement #claimshelp #publicadjustersmiami #insurancesettlement #waterleak #floridahomes #miamiwaterdamage #homeownerinsurance #homeinsuranceclaim #floridaclaims #claimsservices #damage #storms #casualty #florida #primeclaims #naturaldisaster #catastrophe #hurricaneseason #adjusterlife #business #insurer #insurancecoverage #adjusters #homeinsurance #commercial #waterdamages #stormdamage

✅ Approved for flood ❌ Denied by wind’ What

✅ Approved for flood❌ Denied by wind’What?One way that an insurance company may try to limit your claim payout is to approve damage by one type of event and deny it for another. For example, saying that all of the home’s damage after a hurricane🌪️ was a result of flooding💦 but not from wind. You get some money. It’s not enough to fix the damage. You feel “lucky” to have gotten anything at all. You feel pressured to accept it or risk losing what they offered. This is a common tactic and one you don’t have to settle for. 🙅If you’ve been low-balled, you can counter the offer. There’s a reason that insurance companies don’t want you contacting a public adjuster. Public adjusters advocate for homeowners and help them get what they deserve. Access to a Public Adjuster is your right. Fraser Property & Adjusting: ☎️ 305-614-2851....#claimsadjuster #propertyadjusters #settlement #claimshelp #publicadjustersmiami #insurancesettlement #waterleak #floridahomes #miamiwaterdamage #homeownerinsurance #homeinsuranceclaim #floridaclaims #claimsservices #damage #storms #casualty #florida #primeclaims #naturaldisaster #catastrophe #hurricaneseason #adjusterlife #business #insurer #insurancecoverage #adjusters #homeinsurance #commercial #waterdamages #stormdamage

🌪️Hurricane Ian brought very real issues of h

🌪️Hurricane Ian brought very real issues of home insurance claims into the public spotlight on a mass scale. Among the many take-aways, one thing Floridian’s learned is that insurance companies aren’t keen to err on the side of homeowner’s favor. When it comes to getting what you’re entitled to in a homeowners insurance claim, documentation is ESSENTIAL. 👆Her are some simple-to-use apps to document your home’s contents: 🌐 https://www.komando.com/tech-tips/best-home-inventory-apps/544297/...#claimsadjuster #propertyadjusters #settlement #claimshelp #publicadjustersmiami #insurancesettlement #waterleak #floridahomes #miamiwaterdamage #homeownerinsurance #homeinsuranceclaim #floridaclaims #claimsservices #damage #storms #casualty #florida #primeclaims #naturaldisaster #catastrophe #hurricaneseason #adjusterlife #business #insurer #insurancecoverage #adjusters #homeinsurance #commercial #waterdamages #stormdamage

“They got me 30k more than what the insurance co

“They got me 30k more than what the insurance company offered” – Yaniv Z. Fraser Property & Adjusting ClientThere’s a reason that insurance companies hope their customers don’t use public adjusters!Public adjusters are experts in insurance law⚖️ and in building codes – and their sole purpose is to advocate for the client and get them everything they are legally and contractually entitled to.“Policyholders who hired public adjusters to settle claims after hurricanes in 2005 received payments that were 747% higher than those who didn't.” 👆This is a quoted statistic from Florida’s own Office of Program Policy Analysis and Government Accountability in a report conducted by the office itself. Don’t let insurance company’s pressure you into accepting a lowball offer. You have rights. We advocate for you. Fraser Property & Adjusting: 📞 305-614-2851. ...#claimsadjuster #propertyadjusters #settlement #claimshelp #publicadjustersmiami #insurancesettlement #waterleak #floridahomes #miamiwaterdamage #homeownerinsurance #homeinsuranceclaim #floridaclaims #claimsservices #damage #storms #casualty #florida #primeclaims #naturaldisaster #catastrophe #hurricaneseason #adjusterlife #business #insurer #insurancecoverage #adjusters #homeinsurance #commercial #waterdamages #stormdamage

“They come up with an estimate that has three di

“They come up with an estimate that has three different prices for the same thing, and then they have excuse after excuse after excuse, why they can't pay it or my policy doesn't say it, when I read them that the policy does cover it, then they have another excuse.” - Florida PolicyholderYou may be able to see as clear as day that your insurance company owes you more than what they’re saying they’ll pay. Now the question is… how do you get them to pay it?💸It’s because of scenarios just like this that public adjusters exist to serve the community. Public adjusters are the advocates for the homeowners. ▶️ Insurance companies have adjusters working on their side. ▶️ The public has public adjusters that advocate for property owners. It’s no secret why insurance companies don’t want homeowners to get a public adjuster involved. Public adjusters statistically get MUCH higher claims payouts💰 than when homeowners try to navigate their claims alone – up to 747% higher according to the Office of Program Policy Analysis and Government Accountability. Tired of getting the runaround? Fraser Property & Adjusting: ☎️ 305-614-2851. We advocate for the homeowner.💼 ...#claimsadjuster #propertyadjusters #settlement #claimshelp #publicadjustersmiami #insurancesettlement #waterleak #floridahomes #miamiwaterdamage #homeownerinsurance #homeinsuranceclaim #floridaclaims #claimsservices #damage #storms #casualty #florida #primeclaims #naturaldisaster #catastrophe #hurricaneseason #adjusterlife #business #insurer #insurancecoverage #adjusters #homeinsurance #commercial #waterdamages #stormdamage

“I'm living in a house covered in mold, waiting

“I'm living in a house covered in mold, waiting and waiting to hear from my insurance. I really don't know what to do... I really don't know what to do... I thought if you pay for insurance, they help you, But they really don't…. I reached out to a public adjuster to help me. I don't know what else to do” – Florida Policyowner 💬It was always and is still a homeowners right to contract a public adjuster. The fact that claims payouts when a public adjuster is involved are statistically 747% higher is a testament to how OFTEN insurance company’s lowball their offers. Public adjusters work for the public to ensure they get what they are entitled to under the letter of the law and per the language of the contract. 📑 If you’re not doing everything within your legal right to get your claim settled, who is benefiting?Tired of getting the runaround? Fraser Property & Adjusting: 📞 305-614-2851. We advocate for the homeowner. 💼 ...#claimsadjuster #propertyadjusters #settlement #claimshelp #publicadjustersmiami #insurancesettlement #waterleak #floridahomes #miamiwaterdamage #homeownerinsurance #homeinsuranceclaim #floridaclaims #claimsservices #damage #storms #casualty #florida #primeclaims #naturaldisaster #catastrophe #hurricaneseason #adjusterlife #business #insurer #insurancecoverage #adjusters #homeinsurance #commercial #waterdamages #stormdamage

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