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Southwest Florida Discuss Hurricane Damage Claim Process

Southwest Florida Public Adjusters Discuss Hurricane Damage Claim Process in the Wake of Hurricane Ian In the aftermath of Hurricane Ian, Fort Myers property owners must be knowledgeable about the hurricane damage claims process. As Southwest public adjusters, we’ve heard many reports from homeowners about their experience following the storm. We’ve gotten numerous reports stating that someone came […]

Hurricane Damage Claim Denied? You Have Rights, Here’s What to Do Next

Hurricane Ian Damage Claim Denied? You Have Rights, Here’s What to Do Next Was your Hurricane Ian Damage Claim Denied? Are you frustrated and ready to give up after an insurance claim denial? Insurance companies will be more apt to deny these claims with the media attention off of the area. The damage is less […]

Roofers and contractors cannot argue your claim in Florida!

Roofers and contractors cannot argue your claim in Florida! Know these things before submitting a roof damage claim In Florida, roofers and contractors cannot argue your insurance claim. This is due to past issues with dishonest practices. Some would make false or exaggerated claims without homeowners’ knowledge, just to get insurance money for costly projects. […]

“We’re praying our insurance company agrees we need a new roof after Hurricane Ian” – Homeowners: do this instead

“We’re praying our insurance company agrees we need a new roof after Hurricane Ian” – Homeowners: Do this instead These are the kinds of real and panicked concerns we as public adjusters are hearing from the community in the wake of Hurricane Ian:  You are not at the mercy of your insurance company to decide […]

Three Types of Insurance Claim Adjusters

Types of Claims Adjusters There are three different types of insurance claim adjusters. Here’s why knowing the difference matters. The term “insurance adjuster” may not be foreign, but knowing what an insurance adjuster does is something that many are unclear about. In the wake of Hurricane Ian, South Florida residents had to become well-versed in […]

How Long Do You Have to File a Hurricane Roof Damage Claim

Hurricane Roof Damage: How Long Do You Have to File It and When Is It Too Late Is it too late to file my roof leak damage claim? Depending on the type of roofing material and the type of damage to your roof, it may take weeks, months, or even years for the effects of […]

Myth vs. Fact: Common Areas of Confusion About Insurance Adjusters

Myth vs. Fact: Common Areas of Confusion About Insurance Adjusters Myth: “I can’t afford a public adjuster” Unraveling the truth from the misconceptions – let’s dive into the world of insurance adjusters. It’s a common myth that hiring a public adjuster is an expensive luxury. But the reality is far from it. Let the numbers […]

Hurricane Idalia Updates

Hurricane Idalia and its impact on the area Keep updated with news about Hurricane Idalia. In times like these, it is crucial for homeowners to stay informed and take necessary precautions to ensure their safety and the protection of their property. In this and future blog posts, we will provide updates on Hurricane Idalia and […]

Hurricane Idalia Makes Landfall

Hurricane Idalia Makes Landfall Hurricane Idalia landed at 7:45 a.m. EDT (1145 GMT) at Keaton Beach, leaving a trail of destruction in its wake. As homeowners, it’s essential to be prepared and take appropriate action to safeguard our properties and ensure our safety during and after such a devastating event. In this blog post, we’ll discuss […]

Hurricane Categories: How They Are Measured and What They Mean

Everything You Need to Know About Hurricane Categories and Their Impact Living in areas prone to hurricanes, like many cities in Florida, can be stressful. As a homeowner, it's essential to understand the severity of these storms and their potential impact on your property. One key aspect to consider is the hurricane category. But what [...]

Homeowners Insurance: What Does it Cover and Why You Need it

Homeowners insurance: What does it cover, and why do you need it Your home is one of your most valuable assets, and protecting it is essential. Attaining Homeowners Insurance is designed to do just that. It offers financial protection in the event of a disaster, such as a fire, theft, or natural calamity like a [...]

Four Reasons Insurance Companies Deny Fire Claims

Reasons Why Fire Claims Are Denied & What You Can Do to Get Them Approved Your home is your sanctuary, where you feel safe and secure. But what happens when a fire strikes your home and leaves a disaster? Dealing with the aftermath of a fire can be overwhelming, especially when your insurance provider denies [...]

What to Do After a House Fire: A Step-by-Step Guide

Everything You Need to Know to Recover After a House Fire A house fire can be a devastating experience for any homeowner. Not only does it cause physical damage to your property, but it also takes an emotional toll. Knowing what steps to take to begin recovery is crucial in the aftermath of a house [...]

Everything You Need to Know About Fire Insurance Types and Coverage

How to Understand Your Fire Damage Insurance Policy and What It Covers As a homeowner, it is crucial to understand the specifics of your fire insurance policy and what it covers in the event of a fire. Fire damage can be devastating, and having the right insurance coverage can provide the financial support needed to [...]

Best Disaster Relief Organizations and Resources in Florida

The Best Resources and Organizations to Support Hurricane and Flood Victims in Florida Living in Florida, the risk of hurricanes and floods is a reality that homeowners face. When disaster strikes, it's essential to have the right resources and support to help you recover and rebuild. This blog post will highlight Florida's best disaster relief [...]

When is it too Late to Hire a Public Adjuster?

When is it Too Late to Hire a Public Adjuster? Picture this: you’re a homeowner, and disaster strikes. Your house suffers significant damage from a fire, a storm, or other unforeseen event. You’re overwhelmed, unsure where to start, and worried about the financial implications. This is when a public adjuster can be your saving grace. […]

A Step-by-Step Guide to What to Do After a Hurricane

A Step-by-Step Guide to What to Do After a Hurricane Hurricanes are an unfortunate reality that homeowners must prepare for when living in Florida. While we hope you never have to experience the devastation of a hurricane, it is essential to be prepared and know what to do in case one hits. In this step-by-step […]

Tips to Avoid Insurance Claim Denials and What to Do If It Happens

Tips to Avoid Insurance Claim Denials and What to Do If It Happens As a homeowner, you rely on your insurance policy to protect your investment and provide financial security for damage or loss. But what happens when your insurance claim is denied? It can be a frustrating and overwhelming experience, especially when you're already [...]

What to Do After a Flood: A Step-by-Step Guide

Flood Recovery: What You Need to Know and Do to Recover Floods can wreak havoc on homes, leaving homeowners devastated and unsure where to begin recovery. In the aftermath of a flood, taking immediate action is crucial to minimize damage and ensure a smooth recovery. That’s why we, Fraser Property & Adjusting, Florida’s leading public […]

How to Avoid Common Mistakes When Filing a Property Damage Claim

How to File a Property Damage Claim Without Making Mistakes Dealing with property damage insurance policies can be a stressful and overwhelming experience for homeowners. Whether due to a natural disaster, a fire, or other unforeseen event, filing a personal property damage claim is often the first step toward recovery. However, navigating the insurance claim […]

Hurricane Ian Claim – Is it too Late to File? 

Is it too Late to File Your Hurricane Ian Claim?  Hurricane Ian has caused a lot of damage and destruction, leaving many homeowners in Florida wondering if it’s too late to file their insurance claims. After a hurricane, it can be overwhelming to focus on safety and immediate needs. However, homeowners should know they still […]

What is a Public Adjuster and How Can They Help You?

What Is a Public Adjuster and How Can They Help You? When disaster strikes and your home is damaged, navigating the insurance claims process alone can be overwhelming. That’s where public insurance adjusters come in. But what exactly is a public adjuster, and how can they help you with your personal property or business?  In […]

Water Damage Insurance Claim Tips: How to Maximize Your Claim

Water Damage Insurance Claim Tips: How to Maximize Your Claim Water damage can be a homeowner’s worst nightmare. The aftermath can be devastating, from a burst pipe, a leaking roof, or a natural disaster. Filing an insurance claim is often the first step toward recovering and rebuilding in these situations. However, navigating the insurance claims […]

How to Prepare for a Hurricane in Florida

How to Prepare for a Hurricane in Florida  Living in Florida means being prepared for hurricane season. With its warm climate and coastal location, the state is no stranger to powerful storms. As a homeowner, you need to take the necessary steps to protect your property and ensure your family’s safety.  This blog post will […]

The Difference Between a Public Adjuster and an Independent Adjuster

Public Adjuster vs Independent Adjuster: What’s the Difference? When filing an insurance claim for property damage, it’s essential to understand the adjuster’s role. Many homeowners need to be aware that different adjusters handle insurance claims. The two main types are public adjusters and independent adjusters. While both play a role in the claims process, there […]