Claim types
Water Damage Claims
Water damage spreads behind walls, under flooring, and into cabinetry long before it becomes visible. Most policies cover sudden and accidental water discharge, but carriers often limit payment by claiming a leak was long-term. Fast documentation and proper moisture mapping are what protect your claim.
Signs of damage
- Warped or cupping flooring
- Soft or stained drywall and baseboards
- Musty odors or rising humidity
- Unexplained spikes in your water bill
How insurers underpay
- Labeling a sudden leak as 'repeated seepage' to deny coverage
- Paying for the pipe but not the tear-out and rebuild
- Capping mitigation costs without explanation
What to do now
- Shut off the water source and stop the leak
- Call a licensed mitigation company to dry the property
- Keep the failed part (pipe, supply line, valve) as evidence
- Contact us before signing any mitigation 'assignment' paperwork
Other claim types
Tell us about your claim
Free inspection. No recovery, no fee.
Send a few details and one of our licensed adjusters will personally get back to you. Prefer to talk now? Call (305) 614-2851.
Office address
16375 NE 18th Avenue, Suite #201
North Miami Beach, FL 33162
North Miami Beach, FL 33162