Claim types
Loss of Business Income Claims
When a covered loss closes your business, business income coverage can replace lost profits and pay continuing expenses like payroll and rent. These claims require careful financial analysis, and carriers often shorten the 'period of restoration' to reduce payment. We work with your records to present the full loss.
Signs of damage
- Closure or reduced operations after a covered property loss
- Lost inventory or spoiled goods
- Extra expenses to relocate or operate temporarily
How insurers underpay
- Shortening the period of restoration
- Using unfavorable historical periods to calculate lost income
- Disputing extra expenses as unnecessary
What to do now
- Keep P&L statements, tax returns, and sales records ready
- Track every extra expense separately
- Document the date operations stopped and resumed
- Bring us in before submitting financials to the carrier
Other claim types
Tell us about your claim
Free inspection. No recovery, no fee.
Send a few details and one of our licensed adjusters will personally get back to you. Prefer to talk now? Call (305) 614-2851.
Office address
16375 NE 18th Avenue, Suite #201
North Miami Beach, FL 33162
North Miami Beach, FL 33162