Claim Types: We Handle All Types of Insurance Claims
Hurricane Damage
The State of Florida is regularly exposed to hurricane incidents, so hurricane insurance is always necessary. With Fraser Public Adjusters, you can have the best team advocating for you, so you get paid exactly what you deserve.
Water Damage
Many homeowners are unaware of their water and pipe damage coverage, and assume that storm damage or flood damage is minimal or not worth claiming. At Fraser Property and Public Adjusting, your public adjuster will assess the roof damage, review your policy, and let you know your damage claims. Why should you pay for the damage with out-of-pocket money when your insurance policy covers water issues?
Fire Damage
The claim process and the Florida Laws and statutes typically provide you with all the coverage you need. While you piece your life together and build up emotional support for you and your family, we provide you with peace of mind.
You don’t have to take care of any dealing with your insurance company because we handle the whole process for the property damage.
Vandalism Damage
Roof Leaks
Insurance companies may try to minimize your damage or simply miss some of the damaged areas. Your Public Adjuster will work to include all of the rights you are entitled to so your roof is repaired fully and your home is protected.
Flood Damage
The rules and regulations are different but your public adjuster at Fraser Property and Adjusting will be there for you to determine when and how to file your claim, and how to appeal if necessary.
Mold Damage
Your public adjuster at Fraser Property and Adjusting will know just how to compensate you for your damage and bring your home back to a healthy environment.
Loss of Business Income
The process is more complex than your average homeowner’s claim, and you’ll need the expertise of a Public Adjuster who specializes in commercial claims. At Fraser Property and Adjusting, we have the Florida Public Adjusters you need.
Reviewing Your Policy
Estimating Your Damages
Adjusting Your Claim
Maximizing Your Settlement
What is a Public Adjuster and How Can They Help You with Hurricane Damage Claims?
A Public Adjuster or Public Insurance Adjuster is your Advocate who handles your Hurricane Insurance Claim for you and you only. Accordingly, our only allegiance is to the Homeowners we represent. The Insurance Adjuster, whether he’s employed directly by the Insurance Company, or whether he’s an Independent Adjuster subcontracted by the Insurance Company, represents the Insurance Company. Moreover, following Hurricanes and major catastrophes, Insurance Companies are typically overwhelmed. By using a Public Adjuster at Fraser Property and Adjusting you’re Balancing the Scale, allowing you the same know-how and expertise the Insurance Company has, and getting your own personal advocate. Public Adjusting consists of Filing an Initial Insurance Claim for Property Damage that hasn’t been filed. Additionally, reopening or supplementing an already opened insurance claim. Secondly, independently assessing the damage to negotiate and finally settle your Hurricane claim.
The Benefits of Hiring a Public Adjuster for a Hurricane Claim
When it comes to dealing with the aftermath of a hurricane and filing an insurance claim for damages, hiring a public adjuster at Fraser Property and Adjusting offers numerous benefits for homeowners. One of the main advantages is the expertise and experience in handling hurricane claims. Our Public adjusters are knowledgeable in the insurance industry along with the specific policies and procedures involved in hurricane damage claims. We navigate the complex process for homeowners, ensuring that all necessary documentation and evidence are gathered to support the claim. Additionally, our public adjusters accurately assess the value of property damage and negotiate with the insurance company on behalf of the homeowner to ensure a fair settlement. This relieves homeowners of the stress and burden of dealing with the insurance company directly, allowing them to focus on recovering and rebuilding their homes. Hiring our team of public adjusters ultimately leads to a faster and more favorable resolution of the hurricane claim, maximizing the financial recovery for homeowners.
The Process of Working with a Public Adjuster for a Hurricane Claim
When navigating the complex process of filing a hurricane damage claim, working with a public adjuster can be incredibly beneficial for homeowners. The first step in the process is to contact a reputable and experienced public adjuster, like Fraser Property and Adjusting, who specializes in hurricane claims in Florida. The adjuster will then schedule a visit to assess the damage to your property and gather all necessary documentation, including photographs and repair estimates. They will also review your insurance policy to ensure you understand your coverage and rights. Once all the information is gathered, the public adjuster will compile a detailed claim package and submit it to your insurance company on your behalf. Throughout the process, the adjuster will negotiate with the insurance company to ensure you receive a fair and timely settlement. Having a knowledgeable and dedicated public adjuster by your side can alleviate the stress and frustration of dealing with the insurance company, allowing you to focus on restoring your home and life after a hurricane.
We Have Helped Our Clients Recover Millions of Dollars in Settlements
At Fraser Property and Adjusting, we take pride in our ability to help our clients recover millions of dollars in settlements for hurricane damage claims in Florida. Our team of experienced public adjusters understands the complex process of filing insurance claims and negotiating with insurance companies. We work diligently to ensure that homeowners receive the maximum compensation they deserve for their property damage. From assessing the
Hurricane Check
extent of the damage to documenting the losses and advocating for our clients, we are committed to providing top-notch service and achieving successful outcomes. With our expertise and dedication, homeowners can trust us to navigate the claims process and fight for their rights. If you have suffered hurricane damage to your property, don’t hesitate to reach out to Fraser Property and Adjusting for professional assistance and peace of mind.
Our Clients Results Matter The Most
A Public Adjuster or Public Insurance Adjuster is your Advocate who handles your Hurricane Insurance Claim for you and you only.
Damage Claim Settlement Check
Damage Claim Settlement Check
Florida Public Adjusters
Fraser Property & Adjusting Inc. is a leader in the Insurance Claims Industry and has satisfactorily recovered thousands of claims for Home and Business owners and HOAs. We strive to provide unparalleled service for our clients by addressing their needs.
EXPERT PUBLIC ADJUSTERS IN IN FLORIDA
The types of damage to property that can occur during a hurricane in Florida varies. Most commonly, flying debris can break windows, walls and roofs and water infiltrating into a property. Moreover, wind can penetrate a home, and in turn, generate pressure that causes the roof to rip off. It is this scale and severity of hurricane damage that makes people glad they’re insured.
Being insured for hurricane damage is only a partial aspect of the recovery process when dealing with large scale natural disasters. Recovery begins when you file a hurricane damage claim.
The first step to getting you paid the maximum amount for your claim is to contact us at 305-614-2851 and we will personally handle your claim in any Florida county.
Call Us Today!
(305)-614-2851
Call Us 24 Hours / 7 Days
Phone: (305)-614-2851
Address: 16375 NE 18th Avenue
Suite #201,
North Miami Beach,
FL 33162
Email: fraserproperty@gmail.com
Hurricane Damage Claims FAQs
What should I do immediately after a hurricane?
After a hurricane, the safety of you and your family should be your top priority. Once it is safe to do so, inspect your property for any immediate dangers, such as downed power lines or gas leaks. Take photos and videos of the damage for documentation purposes and contact your insurance company immediately, either yourself or through a representative to report the damage.
Will my insurance cover all the damage caused by a hurricane?
The extent of coverage will depend on your specific insurance policy and the damage to your property. Most standard homeowner’s insurance policies cover Hurricanes and Windstorms unless you signed a specific exclusion or that is supposed to be provided by an additional carrier. However, flood damage typically requires a separate flood insurance policy, many are federally mandated. Many Homeowners are unfamiliar with policy language, so feel free to ask us any questions regarding your policy provisions as well as the claims process. Remember knowledge is king, and we’re here to educate.
How long do I have to file a hurricane damage claim?
The time limit to file a hurricane damage claim will vary depending on Legal Statutes, and possibly your policy. Laws change fairly frequently, and statutes need to be clarified to see when they’re effective. It is recommended to file the claim as soon as possible after the hurricane to ensure a timely response. Delays in filing a claim may result in complications or potential denial of coverage.
Should I hire a public adjuster for my hurricane damage claim?
Hiring a public adjuster like Fraser Property and Adjusting reduces the time and stress, and allows you the expertise necessary to settle your claim and ensure you receive a fair settlement. Moreover, if you’ve already been denied or underpaid, we can reopen or supplement your claim; as well as speed, up the process.
What documents and evidence should I gather for my hurricane damage claim?
To support your claim, gather as much documentation as possible. This includes photographs and videos of the damage, receipts for any temporary repairs, estimates for repairs or replacements, and any other relevant documentation such as insurance policies and correspondence with your insurance company. If you have prior photos and inspections, these may also be helpful as a comparison.
Remember, every insurance claim is unique, and it is important to consult with a professional to understand your specific situation and options. If you have any further questions or concerns, don’t hesitate to reach out to our team at FRASER PROPERTY & ADJUSTING for expert advice and assistance with your hurricane damage claim.
Put Fraser Property & Adjusting In Your Contacts Now!
If your home has been affected by flood damage, FPA is here to help you navigate the process of filing a flood damage claim. Our team of experienced flood damage claim adjusters understands the challenges homeowners face when dealing with insurance companies and the complex nature of flood damage claims. We will work closely with you to assess the extent of the damage, document the losses, and negotiate with your insurance provider to ensure you receive a fair and timely settlement. Our expertise in flood damage claims allows us to accurately estimate the cost of repairs and advocate for your rights as a homeowner.