Public Adjuster in Tampa, FL

Do you want the most out of your claim? Fraser Public Adjusters are your advocates for your rightful compensation.
We are experts in property insurance claims and will stand up for what you deserve from your insurance company. We work with you to make sure your insurance company pays what they promised, according to your policy, and won’t let them give you less than what you deserve.


Serving Florida and Tampa with Excellence since 2010

The team behind Fraser Property & Adjusting is highly skilled and experienced in both residential and commercial claims. A public adjuster will serve as a negotiator between the homeowner and their insurance company. We handle the paperwork and documentation for hurricane, storm, or tornado damage claims. We’ll file the claim and follow it through, making sure you get paid what is legitimately what you deserve. 

If you have already filed an insurance claim, we can still help you with claim representation and claim settlement, to ensure you receive fair compensation instead of denied or underpaid claims.

Tell us about your claim

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We don’t get paid until you do

We are so confident in our services and quality of service that we don’t get paid until you get paid

To make it easier for you to witness our quality of work, our initial appraisal of your residential or commercial property damage is completely free and without obligation. There are no catches or any tricks. We stand by our excellent customer satisfaction and are absolutely sure of the advice and work we can provide to support your claim with your insurance company. That is why we offer you a free inspection of your home damage. 

Serving your interests

As licensed public adjusters, our purpose is to work for you and not the insurance company. We are a counterweight to the insurance private adjuster and negotiate for the best deal when you file an insurance claim. 

One of the benefits of hiring public claims adjusters is that you minimize your contact with insurance company lawyers and adjusters. Fraser Public Adjusters can help you by dealing with insurance companies and with all the legal claims process. This way, you can care for your family and your life while we ensure your home will be as good as new.

Common Claim Types

We handle all types of insurance claims

Typical Claims

Property insurance claims can be complicated to handle. Although standard homeowners policies cover hurricane, tornado, water, and fire damage, your insurance carrier may have included disclaimers, limits, and conditions under which they may decline compensation. These make it tricky to ensure complete coverage for your property claim.

Let’s examine the most common property claims and what you should be aware of when you submit a claim or during the claim process to avoid denied claims.



Hurricane damage can be a devastating experience for Tampa homeowners and businesses alike.

Unfortunately, hurricane insurance coverage can be difficult to understand. As a homeowner, you need to understand how your insurance company covers wind damage and water damage due to hurricane or hail damage. We can review your policy in detail to determine your exact rights and help you get the fair settlement you deserve after wide-scale wind and water damage caused by a hurricane.



When water damage strikes, make Fraser Public Adjusters in Tampa the next call after a water extraction company.

Water damage covers a wide range of scenarios, from burst pipes and leaks to flooding caused by storms or faulty appliances. This makes insurance policies difficult to grasp as some policies cover sudden and accidental water damage, such as a burst pipe, but often exclude damage from floods or gradual leaks.

We can review your insurance policy and advise you on what to do before a claim is initiated. This way, we can help make sure you get compensation for what has been damaged.



When you’ve lost everything in a fire, the last thing you want to worry about is battling your insurance to get compensation. Let FPA handle your claim and fight on your behalf.

Insurance coverage for fire damage is typically included in most standard homeowners and commercial property insurance policies. These policies generally provide protection for the repair or replacement of damaged structures and personal belongings, as well as additional living expenses in the case of a home becoming uninhabitable due to fire.

With Fraser Public Adjusters, you know you have a professional fire damage insurance negotiator by your side during the entire insurance claims process.



When vandalism occurs, your insurance company is responsible for the loss of property and damages from forced entry. Vandalism can include acts like graffiti, broken windows, or other forms of malicious harm. Many homeowners' insurance policies and commercial property insurance policies include coverage for vandalism as a standard provision.

Contact FPA to understand your policy and ensure you get the compensation you deserve.



It’s important to understand what is covered — and what isn’t — due to a roof leak. Insurance coverage for roof leaks typically depends on the cause and extent of the damage. Most standard homeowners' insurance policies cover roof leaks if they are the result of a sudden and unexpected event, such as a storm or falling tree. However, insurance may not cover roof leaks caused by wear and tear or lack of maintenance.

Contact FPA to get help understanding your policy and to start your claim correctly in order to settle your claim efficiently and repair damage due to a leak.



Like hurricane coverage, flood insurance is tricky to navigate, as insurance companies try to avoid getting hit hard after widespread flooding. Flood insurance covers damage caused by overflowing rivers, heavy rainfall, storm surges, and other water-related events. Property owners in Tampa should know that the area is prone to flood damage because of storms and hurricanes.

Hire a public adjusting firm to represent you and take the stress of dealing with insurance companies away from you. Contact FPA to find out what you’re entitled to, and let us fight for you.



Mold damage can have lasting effects on a building and its occupants. In most cases, standard homeowners' insurance policies do not cover mold damage resulting from gradual issues like humidity or lack of maintenance. However, they may provide coverage for mold if it is a direct result of a covered peril, such as a sudden and accidental water leak from a burst pipe.

FPA makes sure you get the most out of your mold damage claim to ensure complete mold removal and remediation.



When you face business interruption due to a natural disaster or damage, your insurance company should compensate you for the loss of business. Business owners can get insured to protect their Tampa business from financial losses resulting from events that disrupt their normal operations. These events can include natural disasters, fires, equipment breakdowns, or other unforeseen circumstances and can result in large loss claims. Hiring a Public Adjuster can help you face the intimidating insurance company’s legal team with experts on your side and ensure you will get fair compensation.

Hail Damage

Florida often suffers from heavy hailstorms, causing hail damage to roofs and sidings.

When dealing with claims for hail and storm damage, insurance companies often allege pre-existing issues or wear and tear. We can help you navigate the complex hail coverage and document the damage and the condition of your home or business property for a favorable resolution.

Fraser Property and Adjusting - 13+ Years of Practicing

Reviewing Your Policy

Estimating Your Damages

Adjusting Your Claim

Maximizing Your Settlement

Our Clients Results Matter The Most

A Public Adjuster or Public Insurance Adjuster is your Advocate who handles your Hurricane Insurance Claim for you and you only.

Fire Damage Claim Check

Damage Claim Settlement Check

Water Claim Settlement Check

Damage Claim Settlement Check

Hurricane Claim Settlement Check

Damage Claim Settlement Check

Settlement Check

Damage Claim Settlement Check

Fraser Property and Adjusting - BBB
Fraser Property and Adjusting - Haag Certification
Fraser Property and Adjusting - Windstorm Insurance Network


FPA was truly very professional and courteous in their knowledge of expertise. The staff knew always how our case was going and updated us regularly. We had a major leak from our roof in our office building, causing for employees to work in uncomfortable situations. The Fraser Property team was able to get us what we were owed PLUS MORE. We greatly appreciated to settlement amount which was FAR MORE than what our insurance company sent us originally without their help. Thank you and will highly recommend you to family and friends when needed. 5 Star all the way.


In the space of a month, we had 2 leaks in our home. One in the kitchen and the second in the guest bathroom. Although our insurance company was responsive, we felt pressured to settle right away. We were recommended to Fraser Properties and Adjusting by friends. From start to finish, we could not have felt more supported and informed. There is absolutely no way we could have navigated through all the confusion without the constant support of the staff at Fraser Properties. They handled the 2 water damage claims and were always present when the homeowners insurance company adjuster came out to inspect the damage. The amounts we were awarded with Fraser Properties help was much higher than what we would have received had we settled with the insurance company directly. If you have the misfortune of having to make a claim on your home because of damage, fire, flood, etc., we strongly recommend calling Fraser Properties and Adjusting! You will not regret it.


My mother had a fire in her kitchen and we had many adjusters come by but none were very honest and upfront of about the process. Fraser Public Adjusters came by and told us what was possible and what could happen based on their experience. It has now been a few months and everything has been settled and my mothers kitchen is as beautiful as always. They stayed in contact with us through this process and we are happy we choose to hire a public adjuster and in the future all claims would be our first call.


Florida Public Adjusters

Fraser Property & Adjusting Inc. is a leader in the Insurance Claims Industry and has satisfactorily recovered thousands of claims for Home and Business owners and HOAs. We strive to provide unparalleled service for our clients by addressing their needs.


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Call Us 24 Hours / 7 Days

16375 NE 18th Avenue
Suite #201,
North Miami Beach,
FL 33162
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Contact Fraser Public Adjusters Today

damage caused by a hurricane

Do you need a Florida Public Adjuster in Tampa? Let FPA’s forensic accountants handle your commercial and residential claims to get you the maximum amount. An experienced claims adjuster is here for you.
Contact us today and let us handle your claim. We’ll give you the peace of mind you need to rebuild your life after a disaster!

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