Public Adjuster in Naples, Florida

Naples, Florida is definitely one of the more delightful cities in the US and

The Naples Pier
The Naples Pier

Florida specifically. Naples has a range of outdoor activities that keeps the locals and visitors busy. With its crystal-clear waters and sunny skies, the beach is truly a sight to behold. Additionally, the local shops and restaurants offer an array of irresistible cuisine. Naples is definitely an excellent choice to live, work or visit.



Fraser Property & Adjusting’s skilled and experienced team of Public Adjusters serve as a negotiator between the homeowner and their insurance company. We will be your advocate and voice, fighting for what YOU deserve. We are so confident in our service to you, We don’t get paid if YOU don’t get paid.

Our Initial inspection of your home damage is completely FREE and without obligation. No catches and no tricks. We come out to look at your home damage FREE.


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Naples Homes FPA Public Adjusters
Naples Homes FPA Public Adjusters

What is a public adjuster and why do you need one?

    • A Public Adjuster, or Public Insurance Adjuster is your Advocate who handles your Insurance Claim for you and you only. Accordingly, our only allegiance is to the Homeowners we represent.  The Insurance Adjuster, whether he’s employed directly by the Insurance Company, or whether he’s an Independent Adjuster subcontracted by the Insurance Company represents the Insurance Company. By using a Public Adjuster you’re Balancing the Scale, and allowing you the same know-how and expertise the Insurance Company has. Public Adjusting consists of Filing an Initial Insurance Claim for Property Damage that hasn’t been filed. Additionally, reopening or supplementing an already opened insurance claim. Secondly, independently assessing the damage in order to negotiate and finally settle the claim.


Hurricane Damage

      • Hurricanes are some of the most common and devastating reasons Homeowners hire Public Adjusters. During Hurricanes Insurance Companies are typically overwhelmed by the number of claims and are short of manpower and resources. You need someone dedicated to you, and that’s what we do at Fraser Property and Adjusting as your Public Adjuster, we act as your advocate.

Water Damage

        • Water claims are the most common daily claim, which for most Homeowners gets overlooked. Many Homeowners are unaware of their Water and Pipe Damage coverage, and assume that the damages are minimal or not worth claiming. At Fraser Property and Adjusting your Public Adjuster will assess the damage, review your policy, and let you know your rights.

Fire Damage

        • Fire Damage can be the most devastating of all damages, typically coming as a complete surprise, and leaving the Homeowner completely helpless, sometimes homeless, and without even the basic necessities like clothing. The provisions your policy provides you, and the Florida Laws and statutes typically provide you with all the coverage you need. You’ll need peace of mind to get your life back in order, and the last thing you need is fighting with your Insurance Company. At Fraser Property and Adjusting we handle every aspect of your claim so you don’t have to.

Vandalism Damage

        • Your home just got vandalized and you’re probably not in the mood of dealing with your Insurance Company. Make sure to file a police report and contact Fraser Property and Adjusting right away. Your Public Adjuster will do all the work for you, and take that additional stress off your back.

Roof Leaks

        • Following Hurricanes, Tornadoes, or other Windstorms; the most vulnerable and consequential damages are those to the roof. The roof repair is typically the most costly and creates consequential damages to your sheathing, interior leaks on your ceiling and walls, and can damage flooring as well. Insurance Companies may try to minimize your damages, or simply miss some of the damaged areas, and your policy’s compensation. Your Public Adjuster will work to include all of the rights you are entitled to.

Flood Damage

        • Flood Damage and Flood Claims have a unique process since they are typically not covered in your standard Homeowner’s Insurance Policy. The rules and regulations are different, and your Public Adjuster at Fraser Property and Adjusting will be there for you in determining when and how to file your claim, and how to appeal if necessary.

Mold Damage

        • Mold Damage can be the worst health-related damage to a variety of claims, from Flood Damage to Windstorm and Water Damage. Due to the heat and humidity, mold is a typical outcome in Florida following any of these. Your Public Adjuster at Fraser Property and Adjusting will know just how to compensate for your damage and bring your home back to a healthy environment.

Loss of Business Income

        • As a Business Owner, your Insurance policy covers more than just paying for the repairs of your building structure. It covers the loss of Business Income resulting from the damages created. The process is more complex than your average Homeowner’s claim, and you’ll need the expertise of a Public Adjuster who specializes in Commercial Claims. At Fraser Property and Adjusting we have the specialists you need.

South Florida Public Adjusters

Expert Public Adjusters in Naples

In the aftermath of Hurricane Ian Fraser Property and Adjusting is proud to be active in assisting Naples to rebuild and be stronger than ever. Above all, we are your Naples Public Adjusters.

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For your free consultation, don’t delay, we work for you, not the insurance company.

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