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Damage caused by Hurricane Ian

Hurricane Ian Public Adjusters

As one of the most severe Windstorms ever to hit Florida, Hurricane Ian landed in Southwestern Florida, continued across central and east Florida, and created severe damage and havoc.

Hurricane Ian hits Florida.

Hurricane Ian landed on September 28 at approximately 4:35 p.m. just south of the Charlotte County city of Punta Gorda, near Pirate Harbor on Cayo Costa Island. The Hurricane landed as a category four intensity hurricane with maximum sustained winds of 145 mph. The Hurricane produced twenty-three inches of rainfall in parts of Charlotte County. It peaked as a Category 5 hurricane with sustained winds of 160 mph early on September 28 while progressing towards the west coast of Florida. Hurricane Ian produced catastrophic storm surges, damaging winds, and flooding across Florida. The Hurricane was the strongest to land in Florida since Hurricane Michael hit in 2018, which struck Panama City.

Hurricane Ian Causes Massive Damage

Hurricane Ian caused widespread damage across western Florida, destroying houses and businesses, causing widespread electric, water, and gas shortages, and approximately 150 fatalities in Florida. The heavy rain flow trapped some homeowners on their roofs due to the high levels of flooding. The catastrophic damage and losses caused an estimated $113 billion of damages. Much of the damage was from flooding brought about by storm surges as high as 15 feet. Fort MyersCape Coral, and Naples were particularly hard hit, leaving millions without power in the storm’s wake and numerous inhabitants forced to take refuge on their roofs. Sanibel Island, Fort Myers Beach, and Pine Island bore the brunt of Ian’s powerful winds and its accompanying storm surge at landfall, which leveled nearly all standing structures and collapsed the Sanibel Causeway and the Matlacha Bridge to Pine Island, entrapping those left on the islands for several days.

Governor Desantis Declares a State of Emergency and Ian’s Aftermath

Governor Ron Desantis declared a State of Emergency after Hurricane Ian. As Floridians are still picking up the pieces, homeowners and business owners are left with getting their homes, businesses, and lives back in order. Many have yet to gain experience dealing with the aftermath of a storm of this intensity. As most home and business owners rely on insurance policies to compensate them for the damages, many are still struggling. Insurance Companies have denied, delayed, or underpaid many of their claims. Others have had their insurance companies bankrupt and need help filing a forced-based mortgage policy claim.

Homeowners and Business Owners Unsure of Their Insurance Claims Rights

Few Insureds know all their rights, including the possibility of being represented by a Public Adjuster. As your Public Adjuster, we advocate for the Homeowner as the Insurance Company’s adjuster does. Still, we represent the Homeowner or the business owner and have their interests only in mind, with no conflict of interest. We create our independent estimate of damages and represent you from start to finish. The Homeowner pays no upfront costs; we only get paid for any additional money received for your claim. At Fraser Property and Adjusting, we are leaders in the industry. At Fraser, we dedicate our work to ensure you receive the full compensation you rightfully deserve. Contact us today to see how we can help you without any obligations.

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