Hurricane Ian Public Adjusters

As one of the most severe Windstorms ever to hit Florida, Hurricane Ian landed in Southwestern Florida, continued across central and east Florida, and created severe damage and havoc.

Hurricane Ian hits Florida

Hurricane Ian landed on the 28th of September at approximately 4:35 p.m. just south of the Charlotte County city of Punta Gorda, near Pirate Harbor on Cayo Costa Island. Hurricane Ian landed as a category four intensity hurricane with maximum sustained winds of 145 mph. The Hurricane produced twenty-three inches of rainfall in parts of Charlotte County. It peaked as a Category 5 hurricane with sustained winds of 160 mph early on September 28, while progressing towards the west coast of Florida. Hurricane Ian produced catastrophic storm surges, damaging winds, and flooding across many parts of Florida. Hurricane Ian was the strongest Hurricane to make landfall in Florida since Hurricane Michael hit in 2018, which struck Panama City.

Hurricane Ian Causes Massive Damage

Hurricane Ian caused widespread damage across western Florida, destroying houses and businesses, causing widespread electric, water, and gas shortages, and approximately 150 fatalities in Florida. Some were trapped on their roofs due to the high levels of flooding. The catastrophic damage and losses are estimated to be around $113 billion. Much of the damage was from flooding brought about by storm surges as high as 15 feet. The cities of Fort Myers, Cape Coral, and Naples were particularly hard hit, leaving millions without power in the storm’s wake and numerous inhabitants forced to take refuge on their roofs. Sanibel Island, Fort Myers Beach, and Pine Island bore the brunt of Ian’s powerful winds and its accompanying storm surge at landfall, which leveled nearly all standing structures and collapsed the Sanibel Causeway and the Matlacha Bridge to Pine Island, entrapping those left on the islands for several days.

Governor Desantis Declares a State of Emergency and Ian’s Aftermath

Governor Ron Desantis declared a State of Emergency in the aftermath of Hurricane Ian. As Floridians are still picking up the pieces, homeowners and business owners are left with getting their homes, businesses, and lives back in order. For many, they have had little experience in dealing with the aftermath of a storm of this intensity. As most home and business owners rely on their insurance policies to compensate them for the damages, many are still struggling. Many Insureds have filed insurance claims that have been denied, delayed, or underpaid. Others have had their Insurance Companies go bankrupt, and others are not sure how to file a claim for a forced-based mortgage policy.

Homeowners and Business Owners Unsure of  Their Insurance Claims Rights

Few Insureds are aware of all their rights, including the possibility to be represented by a Public Adjuster. As your Public Adjuster we advocate for the Homeowner similar to the way the Insurance Company’s adjuster does, but we represent the homeowner or the business owner, and have their interests only in mind, with no conflict of interest. We create our independent estimate of damages and represent you from start to finish, There are no upfront costs whatsoever, and we only get paid for any additional money received for your claim. At Fraser Property and Adjusting we are leaders in the industry. We work tirelessly to make sure you get paid what you deserve. Contact us today to see exactly how we can help you, without any obligations.